Money that is lent is gone until it comes back, so take it away from what you can spend. When some is paid back, subtract to find what is still owed.
borrowuse something that belongs to someone else
lendlet someone use what is yours
producersomeone who makes things to sell
consumersomeone who buys and uses things
Watch for: Adding the amount lent instead of taking it away. Calling it responsible when only part of the money is paid back. Mixing up the producer and the consumer.
At home: When your child lends a toy or borrows a book, talk about what makes it fair: asking first, taking care and giving it back on time.
Sample sheet and answer key
Freddie's Frog Pond
Grade 2 · Borrowing, lending and making · 2.11D
NameDate
Freddie the frog lives in a busy pond full of bugs, lily pads and friends. Solve each problem to help Freddie out!
Borrowing
Circle responsible or irresponsible.
Freddie borrows 45¢ from Toby and pays all 45¢ back when Freddie promised.ResponsibleIrresponsible
Pip borrows 20¢ from Moss, pays back only 5¢, and never pays the rest.ResponsibleIrresponsible
Toby borrows Fern's scooter and gives it back on time.ResponsibleIrresponsible
Freddie borrows Toby's book and never gives it back.ResponsibleIrresponsible
Making to sell
Moss makes lemonade to sell. Toby buys it.
What it takes
Cost
Lemons
$4
Sugar
$2
Cups
$5
Total
Who is the producer?
Who is the consumer?
Moss pays for the parts with a $20 bill. How much change?
Lending
Benefit: it helps a friend. Cost: it's gone until it comes back.
1
Toby lends Fern 40¢. Fern pays back 25¢ on Monday. How much does Fern still owe Toby?
¢
2
Freddie lends Pip 60¢. Pip pays it all back, plus 15¢ to say thank you. How much does Freddie get back?
¢
Sheet
Freddie's Frog Pond
Grade 2 · Borrowing, lending and making · 2.11D
Answer key
Freddie the frog lives in a busy pond full of bugs, lily pads and friends. Solve each problem to help Freddie out!
Borrowing
Circle responsible or irresponsible.
Freddie borrows 45¢ from Toby and pays all 45¢ back when Freddie promised.ResponsibleIrresponsible
Pip borrows 20¢ from Moss, pays back only 5¢, and never pays the rest.ResponsibleIrresponsible
Toby borrows Fern's scooter and gives it back on time.ResponsibleIrresponsible
Freddie borrows Toby's book and never gives it back.ResponsibleIrresponsible
Making to sell
Moss makes lemonade to sell. Toby buys it.
What it takes
Cost
Lemons
$4
Sugar
$2
Cups
$5
Total
$11
Who is the producer?Moss
Who is the consumer?Toby
Moss pays for the parts with a $20 bill. How much change?$9
Lending
Benefit: it helps a friend. Cost: it's gone until it comes back.
1
Toby lends Fern 40¢. Fern pays back 25¢ on Monday. How much does Fern still owe Toby?
40 − 25 = 15
15¢
2
Freddie lends Pip 60¢. Pip pays it all back, plus 15¢ to say thank you. How much does Freddie get back?
60 + 15 = 75
75¢
Answer key
New problems every time, three levels (gentle, core and stretch), themes to pick from, a second page if you want one. Each sheet comes with an answer key and a one-page guide for grown-ups.
