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Saving adds up

How saving a little each week adds up, and keeping track of money put into and taken out of a bank.

Make a sheetDownload PDFThe PDF has this sheet, its answer key and a guide for grown-ups.

How to help

Add the same amount for each week to get the new total. In a bank table, add deposits and take away withdrawals to find each new balance.

Watch for: Adding the weekly amount to the first week instead of the last total. Adding a withdrawal instead of taking it away. Answering the wrong week in “In which week can it be bought?”

At home: Pick a small goal, like a toy, and track saving toward it on paper each week. Cross off the weeks as the total grows.

Sample sheet and answer key

Freddie's Frog Pond

Grade 2 · Saving adds up · 2.11A

NameDate

Freddie the frog lives in a busy pond full of bugs, lily pads and friends. Solve each problem to help Freddie out!

Saving adds up

Toby saves $3 every week. Fill in the totals.

WeekTotal saved
1$3
2
3
4
  1. The book costs $9. In which week can Toby buy it?
  2. How much will Toby have after 8 weeks?
  3. After week 2, how much more does Toby need for the book?

Toby's bank

A deposit puts money in. A withdrawal takes money out.

What happenedDeposit or withdrawal?Balance
Start$24
Saves $12 of gift money
Pays $16 for a game
Spends $4 at the fair
Saves $8 from chores

Spend now or save?

Work it out, then circle yes or no.

Freddie has 90¢ and wants a puzzle for 55¢. If Freddie spends 25¢ on water bugs first, can Freddie still buy it?YesNo

Pip has 45¢ and wants a toy boat for 35¢. If Pip spends 25¢ on flies first, can Pip still buy it?YesNo

Toby has 30¢ and wants a toy car for 60¢. Toby saves 5¢ a week instead of buying lily flowers. Can Toby buy it after 2 weeks?YesNo

Mathness! Math Worksheets · © 2026 Zubin KhavarianCode 211A-PO-FIRST at mathness.app
Sheet

Freddie's Frog Pond

Grade 2 · Saving adds up · 2.11A

Answer key

Freddie the frog lives in a busy pond full of bugs, lily pads and friends. Solve each problem to help Freddie out!

Saving adds up

Toby saves $3 every week. Fill in the totals.

WeekTotal saved
1$3
2$6
3$9
4$12
  1. The book costs $9. In which week can Toby buy it?Week 3
  2. How much will Toby have after 8 weeks?$24
  3. After week 2, how much more does Toby need for the book?$3

Toby's bank

A deposit puts money in. A withdrawal takes money out.

What happenedDeposit or withdrawal?Balance
Start$24
Saves $12 of gift moneydeposit$36
Pays $16 for a gamewithdrawal$20
Spends $4 at the fairwithdrawal$16
Saves $8 from choresdeposit$24

Spend now or save?

Work it out, then circle yes or no.

Freddie has 90¢ and wants a puzzle for 55¢. If Freddie spends 25¢ on water bugs first, can Freddie still buy it?YesNo

Pip has 45¢ and wants a toy boat for 35¢. If Pip spends 25¢ on flies first, can Pip still buy it?YesNo

Toby has 30¢ and wants a toy car for 60¢. Toby saves 5¢ a week instead of buying lily flowers. Can Toby buy it after 2 weeks?YesNo

Mathness! Math Worksheets · © 2026 Zubin KhavarianCode 211A-PO-FIRST at mathness.appAnswer key
Answer key

New problems every time, three levels (gentle, core and stretch), themes to pick from, a second page if you want one. Each sheet comes with an answer key and a one-page guide for grown-ups.

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Standard

Texas TEKS 2.11A · Work out how saved money adds up over time.

More grade 2 sheets: more from state standards