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Spend, save, give

Telling spending from saving and giving. Your child sorts what people do with money, counts coins in spend, save and give jars, and solves saving stories.

Make a sheetDownload PDFThe PDF has this sheet, its answer key and a guide for grown-ups.

How to help

Spending buys something now, saving keeps money for later, and giving helps others. To find how much more to save, take what is saved from the price.

Watch for: Counting each coin as 1¢ instead of by its value. Circling spend for money kept in a piggy bank for later. Adding when a story asks how much more to save.

At home: Set out three cups labeled spend, save and give. When your child gets a few coins, decide together where each goes.

Sample sheet and answer key

Freddie's Frog Pond

Grade 1 · Spend, save, give · 1.9C

NameDate

Freddie the frog lives in a busy pond full of bugs, lily pads and friends. Solve each problem to help Freddie out!

Spend, save or give?

Circle what each friend does with money.

Moss drops coins in a jar for the animal shelter.spendsavegive

Pip buys a ticket to the fair.spendsavegive

Toby puts money in the bank for later.spendsavegive

Three jars

Toby splits coins into three jars. Count each jar.

Spend10¢10¢5¢1¢¢
Save5¢5¢1¢1¢¢
Give1¢1¢¢
In all: ¢

Saving and giving

  1. 1

    Freddie wants a comic book that costs 55¢. Freddie has saved 20¢. How much more does Freddie need to save?

    ¢
  2. 2

    Pip saves 50¢ on Monday and 40¢ on Friday. How much has Pip saved?

    ¢
Mathness! Math Worksheets · © 2026 Zubin KhavarianCode 19C-PO-FIRST at mathness.app
Sheet

Freddie's Frog Pond

Grade 1 · Spend, save, give · 1.9C

Answer key

Freddie the frog lives in a busy pond full of bugs, lily pads and friends. Solve each problem to help Freddie out!

Spend, save or give?

Circle what each friend does with money.

Moss drops coins in a jar for the animal shelter.spendsavegive

Pip buys a ticket to the fair.spendsavegive

Toby puts money in the bank for later.spendsavegive

Three jars

Toby splits coins into three jars. Count each jar.

Spend10¢10¢5¢1¢26¢
Save5¢5¢1¢1¢12¢
Give1¢1¢2¢
In all: 40¢

Saving and giving

  1. 1

    Freddie wants a comic book that costs 55¢. Freddie has saved 20¢. How much more does Freddie need to save?

    55 − 20 = 35
    35¢
  2. 2

    Pip saves 50¢ on Monday and 40¢ on Friday. How much has Pip saved?

    50 + 40 = 90
    90¢
Mathness! Math Worksheets · © 2026 Zubin KhavarianCode 19C-PO-FIRST at mathness.appAnswer key
Answer key

New problems every time, three levels (gentle, core and stretch), themes to pick from, a second page if you want one. Each sheet comes with an answer key and a one-page guide for grown-ups.

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Standard

Texas TEKS 1.9C · Tell spending from saving.

More grade 1 sheets: more from state standards